Here’s an overview of the insurance coverage included with your FINN car subscription:
- Third-Party Liability Insurance
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- Covers damages caused by you as the driver to other people, their property, or their financial assets.
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Coverage limit:
- Up to €100 million per incident
- Up to €15 million per injured person
2. Partial Coverage Insurance
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- Covers damages to your own vehicle caused by external factors, such as:
- Glass damage
- Damages caused by natural events (e.g., storms, hail)
- Theft of the vehicle
- For repairable stone chips: If a repair is possible, we cover the full cost.
- Covers damages to your own vehicle caused by external factors, such as:
3. Comprehensive Insurance
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- Covers damages to your own vehicle caused by:
- Your own fault
- Unknown third parties (e.g., hit-and-run accidents)
- Covers damages to your own vehicle caused by:
What is the deductible in case of a claim?
The deductible depends on the insurance package you select:
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FINN Basic Protection – Included in every subscription
- Partial Coverage: max. €500 deductible per claim
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Comprehensive Coverage: max. €1,000 deductible per claim
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FINN Premium Protection
- Partial Coverage: max. €500 deductible per claim
- Comprehensive Coverage: max. €500 deductible per claim
Do I receive a replacement car in case of a claim?
To ensure you stay mobile, we provide a replacement car free of charge during the repair period – included in every FINN subscription!
If you prefer a vehicle from a higher category, you can book one for an additional charge to meet your specific mobility needs.
Please note: There are exclusions in certain cases, such as violations involving alcohol, drugs, or criminal acts like illegal street racing. In exceptional cases, the deductible may be higher; this will be communicated before contract signing.
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