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What damage is covered by FINN insurance?

Here you will find an overview of the insurances included in the FINN Auto subscription and the damages covered by FINN.

Vehicle liability insurance

Motor vehicle liability insurance covers damage that you as the driver cause to other people, their property or assets. The sum insured is 100 million euros per loss event, up to a maximum of 15 million euros per injured person.

Partial cover insurance

Our partial casco cover is primarily effective in the event of damage to your vehicle through no fault of your own. This includes glass damage, damage caused by forces of nature (storm, hail, etc.) and theft of the vehicle. The costs per claim are limited to the contractually agreed excess, but to a maximum of 500 euros.

Special service for repairable stone chips in the glazing: If it is possible to repair the stone chip, we will cover the full repair costs.


Fully comprehensive insurance

Our fully comprehensive cover pays for damage caused by your own fault or by unknown third parties (hit-and-run). In this case, too, the costs are limited to a maximum of 1000 euros per damage by the agreed excess. In the event of accidental damage, a rental car (of the smallest class) will be provided free of charge for the downtime or repair period. Larger replacement vehicles are also possible at your own expense.

📌 Please note: some exclusions apply (e.g. for alcohol and drugs, criminal offenses (including street racing), etc.). In special cases, the excess may exceed the usual values stated - however, you will be informed of this before the contract is concluded.



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